344 45TH STREET CT W Palmetto, FL 34221

Palmetto Point – Mid-Century Modern Charm Meets Coastal Florida Living

Mid-century modern nods and Florida ranch-style comfort come together beautifully in this move-in ready home located in Palmetto Point, one of the area's most popular boating communities. Blending retro character with modern updates, this home offers a clean, timeless aesthetic perfect for relaxed coastal living.

Inside, you'll find tile flooring throughout, an updated kitchen, and bright, open living spaces that flow seamlessly — ideal for entertaining or unwinding after a day on the water. The fireplace adds a touch of warmth and personality, while updated windows and hurricane shutters provide peace of mind.

Step outside to a private screened porch, multiple storage areas, and a tropical backyard filled with bamboo and palm trees — a serene retreat for pets, gardening, or outdoor gatherings. A long driveway provides plenty of parking for boats, campers, or guests.

With a small annual HOA fee, residents enjoy exclusive access to the Palmetto Point community amenities, including a secured boat ramp with direct, no-bridges access to Terra Ceia Bay and the Gulf — perfect for boaters and anglers alike.

Best of all, this home is close to Terra Ceia Bay but not in a flood zone, meaning no mandatory flood insurance is required. Conveniently located near U.S. 19, you'll have quick access for an easy commute north to St. Pete or south to Bradenton and Sarasota.

A perfect blend of vintage charm, coastal lifestyle, and modern practicality — welcome home to Palmetto Point.